Would you believe it's possible to save more than 90 percent on your grocery bills? It takes measures many people would consider extreme, but while most of us just glance remorsefully at receipts from the grocery store -- accepting that the total came out so high yet again -- there are some who leave the supermarket with a skip in their step and a lot more money in their wallets.
The secret to their success is coupons. Well, coupons, a little bit of planning and extra storage space! That's because buying in bulk usually goes hand-in-hand with extreme coupon use, so you can stock up when deals align to make products super cheap.
Items don't go on sale every day, after all; you have to get products while the getting's good. So if you feel like saving some cash -- and you have some space in the garage or an extra-large pantry, plus some free time for the effort -- then here are some extreme coupon tips that even normal shoppers can get on board with.
You might think simple Sunday morning coupon -cutting sessions get you most of the good deals out there, but there are more aggressive ways to go about collecting coupons if you want to get extreme savings. Don't settle for one newspaper. Get weekend subscriptions to several provided they carry quality ads and aren't too expensive.
You can also ask friends and coworkers to give you any ad inserts they aren't planning to use. Local businesses might let you have any unsold Sunday papers they have leftover come Monday. Multiple copies mean multiple coupons. Don't forget online resources, either.
Lots of Web sites have printable coupons, so surf those sites regularly. You can also look for promo codes to use during online transactions , and you can sign up for daily deal alerts from a variety of Internet sources. The next step is to get familiar with coupon lingo and policies. Are your coupons stackable?
Meaning you can use a manufacturer's coupon in tandem with a store coupon. Do stores in your area offer double coupon deals? Meaning at certain times you can use a coupon and it'll be worth twice its face value.
Next, brush up on the acronyms. You need to learn terms like these in order to maximize savings. But there are many more you may run across as you navigate the world of extreme couponing. Learn to talk the talk before you try to walk the walk.
You'll also want to get a handle on pricing. A "sale" doesn't always mean significant savings, so start keeping track of how much products typically sell for.
There are also price-comparison Web sites which you can reference to tell whether you're getting the best rate. With a little practice, you'll get better at recognizing real savings. Store brands aren't always cheaper than name brands if you're diligent with your couponing.
By combining coupons when prices are low, name brands often come out far ahead of their generic competitors. So now you have your incoming stream of coupons and you have a handle on how to interpret them. Next step? Get organized! An extreme coupon -cutter never lets sweet deals expire because his or her coupons are sitting in a heap on the kitchen counter. Between paper and digital coupons, you should find savings on some of the products on your weekly shopping list.
Finally, if you subscribe to a Sunday paper or get coupons and ad flyers in the mail, take a few minutes to scan for coupons you need.
If you spot an incredible coupon for a product you buy regularly, you can scoop up a few extra newspapers on discount at a dollar store the following day or look online for the same coupon.
Those are typically based on your specific purchases, so there may be something in there you can use. Others may be percent-off discounts on your total sale price if you spend over a certain amount. Find as many as you can, and remember to check expiration dates so you shop in time to save. Coupons usually provide a percent discount or certain dollar-off amount to let you save. But if you want to save even more on your weekly grocery haul, you can use cash-back rewards apps to earn rebates for buying certain products.
Just like searching for coupons, you can research rebate opportunities before heading to the store to earn cash back for products you were going to buy anyway.
Popular rewards apps you can use include:. Sign up for rewards cards at the stores where you shop. Store rewards cards typically provide shoppers with additional savings in the form of reward points or discounts. Plus, some loyalty programs also send additional coupons in the mail. Reward cards also help you earn more with Ibotta since you can connect cards from retailers like Meijer, Kroger, and Wegmans to your account. Once you connect a card, Ibotta automatically detects whether your purchase qualifies for cash back and pays you.
Organize coupons to keep them easily accessible when you shop. The last thing you want is to miss a coupon when checking out or — even worse— forget your coupons at home. If you prefer managing everything from your smartphone, you can also use the free SnipSnap app to transform paper coupons into digital ones. Once you snap a picture of a paper coupon, Snip Snap uploads it to its database so you can use it while on the go. The app also tracks expiration dates and sends reminders about expiring coupons.
Does your grocer double coupons, price-match, accept competitor coupons, or give rain checks if sale goods are out of stock? Grocery stores and general retailers like Walmart and Target outline coupon rules on their websites.
Things to stay informed about include:. You can get the most out of any coupon when you shop at the stores with the best deals for that product type, such as canned goods or toiletries. That requires paying attention as you shop around. As you learn this type of information, you can be more selective about where you shop for individual products.
For your first few shopping trips, focus on the highest-value coupons, the ones you know are worth using.
Combining a coupon with a store sale is a simple way to stack savings. To top it all off, shop with a cash-back credit card to earn even more. The goal of couponing is to find deals whenever possible and get creative to stretch the value of every dollar you spend. When your coupons exceed the sale price of a product, it produces an overage. However, certain retailers apply overages toward other products in your shopping cart.
Walmart and Kroger are two major retailers that apply overages to your cart. Kroger issues overages on a merchandise return card essentially, a Kroger gift card.
You can maximize your savings by handing the cashier your coupons in a specific order. But to be safe, give the cashier the price-minimum coupon before you use any other coupons. If you stay in the store too long, you become susceptible to their marketing ploys , and you may end up spending more money. Get in, get the deals, and then get out. If you shop during less busy grocery shopping hours, like during the week or at night, your trips will also be faster than battling weekend shopping crowds.
It ensures you benefit from the deal as much as possible and lets you use more coupons before they expire. Transfer your cashback to any local bank account.
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